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The day has come - you are closing on your new home. Congratulations!
Underwriters, often times, may require additional information prior to closing even though your lender pre-approved you. Below are common conditions an underwriter might request.
Updated Income/Asset Documentation
Funds for Closing
Title and Judgment Searches
Homeowners and Flood Insurance Coverage
At your closing, you will be provided with a full list broken down of all fees and costs. Bring proof of identification - either a driver's license, State ID card or passport. Also, if you are required to bring money to the table - either for closing costs or down payment - a certified check is required.
Familiarize yourself with these common terms for closing.
Docs Sent - generally means your approved and has been sent to the closing agent.
Docs Signed - It's all official. Everyone has signed on the dotted line all paperwork between the seller and buyer.
Funded - Funds have been transferred from the lender to the closing agent.
Recorded - The recording of the deeds transfers title and legal ownership to the new property buyer.
The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of Southern Arizona. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than are identified with the MLSSAZ IDX Logo. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. Listing information Copyright 2019 MLS of Southern Arizona. All Rights Reserved.
Information last updated on 2019-08-21